(FL) Developer and builder John Zacco, Thoroughbred Homes, raised development's HOA fees from $25 mo. to $250 mo. per household. Homeowners say he raised fees to cover his legal costs for problems he himself created, (e.g. shoddy work, suing his customers, not being properly licensed, unenforceable sales contracts). The developer could foreclose on the homes regardless of paid up status of homeowner's mortgages.